Presidents’ Day Honors an Odd Bunch

By Gary Bennett


This article appears in the February 15, 20204 issue of Frederick News-Post’s “72 Hours” entertainment insert.

The most humble of federal holidays falls annually on the third Monday of February. It’s commonly known as Presidents’ Day – but it technically isn’t.

In 1971 Congress passed a measure that redirected many holidays to a Monday date, so that workers could enjoy several long holiday weekends throughout the year.  

As part of this bill, Washington’s Birthday (Feb. 22), which had been celebrated as a federal holiday since the 1880s, was to be renamed Presidents’ Day to also honor Abraham Lincoln’s birthday (Feb. 12).

After much debate the name change failed but lived on as Presidents’ Day when retailers embraced the term for monetary and commercial reasons.

This year Presidents’Day in Monday., Feb. 19.

Presidents 45 and 46 (Trump and Biden) dominate the news cycle now, but it is quite interesting to look back and consider what an odd lot these presidents have been.

There are founding fathers, scallywags, scholars, and simpletons. And, for an office so sought after, more than a few were accidental presidents. Even a few more never wanted the job in the first place.

George Washington falls into this category.

He never wanted the job but took it at the urging of the other founders. He wanted nothing more than to retire to his plantation after leading the nation to independence. It’s hard to believe now, but it is well documented that he was largely reviled as president. No wonder. He was constantly charting new territory in this strange new job, to the consternation of most at the time.

But he gave a gift to the young republic struggling to disassociate itself from the English monarchy that cannot be repaid and has been brought into sharp focus on Jan. 6, 2021. He voluntarily and peacefully gave up power after eight years in office. This astounded not only the other founders but also most U.S. citizens and the world who assumed he would rule until death.

The behavior of presidents proves there is nothing new under the sun.

John Adams served one term and was so upset about his one vote loss to Thomas Jefferson in the House of Representatives in 1800 for his second term that he skipped Jefferson’s swearing in. Sound familiar?

Besides Mr. Trump and Mr. Adams, John Quincy Adams (sixth president and John’s son) and Andrew Johnson (17th president, Lincoln’s successor, and the first to be impeached) also skipped their successor’s inauguration. Each was a one-term president who lost a bitter re-election bid.

Then there is the enigma known as Thomas Jefferson.

He was a proud member of Virginia’s upper crust but also lived most of his life in heavy debt to the point of near poverty. He was a quintessential introvert. He wrote and reasoned brilliantly but had such a soft, unassuming voice that he struggled to be heard.  

He was an eloquent defender of independence and liberty but was also an unabashed slaveholder. He was mostly aloof but was also the mentor of both Madison and Monroe, and helped usher in 28 years of what today would be called liberal Democratic policies.

Mr. Trump’s decision to run again in 2024 put him in sparce, but pretty good, company. Ex-presidents Grover Cleveland and Teddy Roosevelt ran again years after completing their terms.  Cleveland (22nd and 24th president) actually won a second time and is the only president to serve two non-consecutive terms.

Roosevelt split his party in 1912 with the incumbent president William Howard Taft, thereby handing the presidency to Democrat Woodrow Wilson, a stuffy scholar who ignored the pandemic of the day.

The case can be made that Taft actually went on to an even better job.  After his presidency ended in 1913, he eventually became chief justice of the Supreme Court, the only former president to do so. John Quincy Adams was no slouch either. He went on to serve several terms in the House after his presidency, which would be unthinkable today.

Joe Biden is a healthy 81-year-old but has surpassed the life expectancy of males in the U.S. If he were to die in office, it would be sad but not unusual. Several accidental presidents assumed office upon the death of the president.

John Tyler assumed office in 1841 upon the death of William Henry Harrison, who died after only one month in office, reportedly from pneumonia suffered after giving an exceedingly long inaugural address in bitterly cold weather.

Harry S. Truman and Andrew Johnson assumed office in similar manners, ascending after Franklin Roosevelt died just one month into his fourth term in 1945 and after Abraham Lincoln was assassinated just a month into his second term in 1865.

Millard Fillmore became president in 1850 upon the death of Zachary Taylor.  Chester Arthur assumed the presidency in 1881 after James Garfield was assassinated just months into his first term. Teddy Roosevelt became president the same way, after William McKinley was shot in 1901 and lingered on for days dying excruciatingly of an infection from the bullet wounds.

Warren G. Harding died in office of a heart attack in 1923 midway through his first term propelling Calvin Coolidge to the presidency.  And, Lyndon B. Johnson became president in 1963 after John F. Kennedy was assassinated. 

Of these accidental presidents, modern day chiefs Teddy Roosevelt, Calvin Coolidge, Harry Truman, and Lyndon Johnson all won terms of their own.

Only one incumbent president was denied the nomination of his party to run for re-election. Franklin Pierce was held in such low regard and was so inept as president that the Democratic Party in 1856 went with James Buchanan as its standard bearer instead of the sitting president.

That could not happen today. Buchanan won after all this chaos that would have shaken even the most hard-bitten of modern political operatives, and is renowned for only one thing: he was our only bachelor president.

Dwight Eisenhower was such a national hero in 1948 after leading the Allies to victory in World War II, both parties courted him to run for president. Incumbent president Harry Truman even offered to step aside if Ike would agree to run as a Democrat. Imagine that today. Instead, he waited four years and ran and won twice by landslides as a Republican.

Richard Nixon was the only president to resign the presidency, doing so in 1974 at the height of the Watergate scandal.  His successor, Gerald R. Ford, was the only president not elected to either vice president or president and never wanted to be president.

Besides Ford, Jimmy Carter in 1977 may have been the most unlikely modern president.  His Southern, born-again Christian and plain-folks demeanor was the perfect elixir at the time (and probably no other) for a reeling nation after Nixon resigned and was pardoned by Ford.

Modern presidents George W. Bush (2001) and Donald Trump (2017) won the presidency despite not winning the popular vote. Exhilarating or shocking, depending on your point of view, this was nothing new for the U.S.

Under the Electoral College system, five presidents have been elected despite the fact that their opponent won more popular votes. Along with Bush and Trump, John Quincy Adams won in 1824 over Andrew Jackson, who went on to win in a rematch four years later, as did Rutherford B. Hayes (1877) and Benjamin Harrison (1889) with the help of some Congressional deal-making shenanigans.

Andrew Jackson was the first president to use the power of personality to propel his ascension. He portrayed himself as the hero of the common man. He was gruff, flamboyant and downright mean at times. Again, sound familiar?


Gary Bennett of Frederick is an amateur presidential historian.

Affordable housing bills well represented in new session

By Gary Bennett and Hugh Gordon

Maryland State House in Annapolis, MD

This article appears in the February 10, 2024, issue of the Fredrick News-Post’s Opinion section.

The Affordable Housing Council of Frederick County is pleased to see there is clear recognition by the Maryland General Assembly, as evidenced by the actions it is taking, of the massive shortage of affordable housing across all of Maryland.

When the 90-day 2024 session kicked off on Jan. 10, it had prefilings over more than 800 proposed bills, many of which overlap. Of these, more than 200 deal with housing, affordable housing or related subject areas. All will be heard in committees in which Frederick County is well represented.

Despite the Affordable Housing Council’s urging, no housing-related priorities made it into the Frederick County Council’s 2024 legislative package. However, the County Council did provide several position statements supporting affordable housing initiatives and particularly the landlord/tenant “just cause” eviction notice.

The Affordable Housing Council has identified the following seven bills as important to advocate for and actively track during their monthly deliberations.

• HB3: Expedited Development Review Processes for Affordable Housing — sponsored by Del. Vaughn Stewart of Montgomery County. It requires local jurisdictions to implement an expedited development review process for affordable housing.

This bill is especially attractive since it mirrors the governor’s wish to reduce the public hearing process used to delay projects or have them narrowed and a 2024 policy priority for the local Affordable Housing Council to streamline Frederick County’s and the city of Frederick’s permitting process to accelerate affordable housing projects.

• HB7: Housing Innovation Pilot Program and Housing Innovation Fund — also sponsored by Stewart. It proposes establishing a housing innovation pilot program at Maryland’s Department of Housing and Community Development (DHCD) for providing loans for local housing authorities to develop mixed-income, cross-subsidized housing.

DHCD, the primary housing authority for the state, funds or insures loans for the purchase and construction of housing for low-income families; helps low- and moderate-income families buy or rehabilitate houses; and aids nonprofit organizations with grants or loans to house the elderly, developmentally disabled and homeless.

This bill dovetails nicely with Frederick County’s stated goal for its Division of Housing to expand further into the world of housing finance by prioritizing outside funding opportunities to create and preserve affordable housing.

• HB63: Property Tax Credit for Dwelling House of Disabled Veterans — sponsored by Del. Andrew Pruski of Anne Arundel County. It provides for a tax credit for dwelling houses of disabled veterans as declared by the U.S. Department of Veteran Affairs.

• SB25: Disabled or Fallen Law Enforcement Officer or Rescue Worker Property Tax Credits — sponsored by Sen. Katherine Klausmeier of Baltimore County. It proposes a tax credit for disabled or fallen law enforcement officers or rescue workers.

• HB69: Live Where You Teach Program — sponsored by Del. Marlon Amprey of Baltimore City. It authorizes the Community Development Administration in the state’s Department of Housing and Community Development to administer a homebuyer assistance program and a rental assistance program for housing near schools where school employees want to live.

• SB90, sponsored by Sen. Antonio Hayes of Baltimore City, is proposing that $200,000 be appropriated for CDA to apply to the Live Where You Teach Program.

This bill, if passed, would only apply at this time to the school staff in Baltimore City, but the positive ramifications for teachers statewide could be huge in the future.

• HB154: Revaluation of Property on Transfer After Appeal — sponsored by the chair of the Ways and Means Committee on behalf of the Maryland Department of Assessments and Taxation. It provides for a homeowner’s property tax credit for applications submitted within three years after April 15 of the taxable year for which the credit is sought. This means that if the assessment of the property is reduced upon appeal, the taxpayer pays the lower amount.

• HB138: Financial Literacy for All Act — also sponsored by Amprey. It proposes financial literacy requirements as part of required curriculum for students. Financial literacy is an important component for understanding prerequisites for buying, renting or financing a home.

All of these proposed bills are important building blocks for the creation, preservation or financing of affordable homes in the state of Maryland.

We are heartened that help is on the way for millions of Marylanders who can’t afford the home they need.

Editor’s note: Gary Bennett is a retired marketing executive. Hugh Gordon is the association executive for the Frederick County Association of Realtors and has decades of experience in the real estate world, including 24 years as a mortgage banker. They are longtime Frederick County residents and members of Frederick’s Affordable Housing Council.

‘A hand up’: Frederick’s leading advocate for ending homelessness in the county talks about his program and passion

By Gary Bennett

Ken Allread, Executive Director, Advocates for Homeless Families, Frederick, MD, 2024

This article appears in the Frederick News-Post’s February 2024 issue of “Prime Time” magazine.

It’s not often you find your life’s purpose after a lifetime of work, but that’s exactly what Advocates for Homeless Families executive director Ken Allread did.

Like most of us, Allread had been concerned with the welfare of homeless families his entire life but couldn’t do much about it. Then in 2009, he got an invitation to volunteer at Advocates for Homeless Families in Frederick. Now, he has been executive director for 15 years, and his passion for the mission of this somewhat obscure Frederick nonprofit has only grown.

After retiring in 2009 from the Administrative Office of the U.S. Courts in Washington, D.C., where he was serving as section chief in the budget division, Allread sat around the house for three weeks and decided it was not going to work for him. Luckily, his friend Joe Case was the current executive director at Advocates in Frederick and invited him to volunteer. “It will be fun,” Case wryly told Allread.

Although “fun” may not have been the best descriptor for the difficult work, it was certainly fulfilling. Allread took to his volunteer duties at Advocates with the same vigor he approached his paid career. In 2010, Allread was recognized as Advocates’ volunteer of the year, spending countless hours writing grants and doing other administrative tasks, freeing paid staff for other work.

In early 2011, the executive director position at Advocates became vacant when incumbent Joe Case decided to reestablish his professional contracting career in D.C. and left Advocates. Throwing caution (and perhaps a comfortable retirement) to the wind, Allread applied for and got the job in September 2011.

He was thrilled, but taking the job turned out to be a tough decision for Allread. At about this same time, his former employers at the U.S. Courts came calling. They wanted him to go to Serbia and help get that former communist country into the European Union. To do so, they would have to show a separation of powers. Allread took a leave of absence from Advocates, traveled to Serbia and helped their newly formed independent judiciary write an operating manual.

From homelessness to homeownership. One of Advocates’ families recently moved directly from temporary housing to their first home!  

“They wanted me to stay in Serbia for a lot of money. But at the time, Joe [Case] was leaving and Advocates probably would have failed. So, I had a choice to make, and I chose Advocates,” Allread said.

Because of less than stellar management prior to Case coming on board, Advocates had only $20,000 in the bank. Most of the other nonprofits and foundations no longer trusted Advocates. Allread had to work hard to rebuild that goodwill. And by all indications, he has succeeded.

Advocates for Homeless Families is a valuable but somewhat hidden asset in Frederick County.

Perhaps misnamed, Advocates does much more than advocate on behalf of homeless families in Frederick. It operates two successful programs designed to keep homeless families together, off the streets, and eventually in a reliably-housed, stable, working, tax-paying situation.

Allread said he sees Advocates as a holistic program first and housing-provider second.

“The housing is just a means to an end,” he said. “We are a program and not a shelter. We want our clients to stand on their own, and we do everything we can to make that happen.”

Advocates currently owns 12 apartments and townhouses in Frederick that provide families with an alternative to life on the streets. Aptly named, the transitional housing program serves as a transition from shelters to permanent housing. It features intensive case management that can last up to two years.

During that time, families pay a housing fee of 30% of their income with a cap of $300 per month. “There are no free rides,” said Allread. “The goal is to eventually get them standing on their own and into public housing or, at least, get them Section 8 assistance.”

Receiving the highly subsidized housing requires more than just paying the fee. The program mandates education, training and support services to help families find jobs or increase earnings so they can afford to live on their own.

Keeping families together. A newly married couple from Advocates’ transitional housing program now has a gateway to a better life!   

Advocates works closely with Frederick Community College and Hood College to steer clients into degree programs and trades that will provide enough money to live on. If they are accepted into a program like nursing, they can be with Advocates for up to three years.

“We support them as long as it takes to get that degree and a well-paying job. This doesn’t mean they won’t struggle along the way,” Allread said. “They do.”

All clients agree to a personalized plan and must meet monthly milestones to assess their progress. The program is successful in moving five or six families a year into permanent housing.

Allread admits there is a real need to increase Advocates’ funding so they can help more people by purchasing or renting more properties. They have a waiting list of about 60 households.

Currently, one-third of Advocates funding comes from private contributions, which includes individuals, civic organizations and businesses. One-third comes from charitable foundations and one-third comes from state and federal grants. A falloff in any of the three can really hurt.

He realizes Advocates has kept a low profile over the years but would like to change that. “We would love to have a development manager to get the word out about Advocates, but we’re just not ready financially. It is necessary. Our peers such as the Religious Coalition and Heartly House have development managers.”

Finally, Allread hopes the organization continues to expand and keep up its high success rate. He’s excited to see where Advocates goes in the future but overall, he knows the program works.

“Our operating philosophy is that we give a hand up and not a handout,” Allread said, “and we really mean it.”

Gary Bennett is a longtime Frederick resident who spends his time hiking, biking, volunteering and providing childcare for grandchildren. He is married and retired from his career as a nonprofit marketing executive. He is a volunteer board member for Advocates for Homeless Families.

No stopping her. Andrea, a single mother of four, has overcome homelessness and is now a full-time student at FCC and working part-time at FMH!

Strolling St. Augustine, our nation’s oldest city

By Gary Bennett

St Augustine has breathtaking Spanish colonial architecture

This article appears in the Frederick News-Post’s “72 Hours” entertainment insert, January 25, 2024.

In Frederick, we think we know old. After all, we were part of one of the original 13 colonies and have a rich pre-American Independence history.

But we don’t know old like St. Augustine, Florida knows old.

It was founded in 1565 by Pedro de Aviles, Juan Ponce de Leon and other Spanish explorers. It is the oldest continually occupied European settlement in the United States. In 2025 it will celebrate its 460th anniversary. By comparison, Frederick County just celebrated its 275th anniversary.

For further context, St. Augustine had already been a thriving community for about 50 years at the time English settlers first set foot at Jamestown, Virgina, and a little later, at Plymouth Rock, Massachusetts.

St. Augustine sits in the northeast coast of Florida, just 15 miles south of Jacksonville on what is known as Florida’s Historic Coast. It is served by Jacksonville International Airport and is just off I-95 and Route 1. It is about a 12-hour drive from Frederick on a good traffic day.

St. Augustine attracts people from around the globe. About six million visit each year. I was pleased to hear a mix of languages and dialects as we strolled the streets.

Oldest wooden schoolhouse in America

It makes a lot of favorites lists, too. USA Today’s Reader’s Choice 2020 ranks it as “best historic small town.” Conde Naste Traveler ranks it No. 1 on its list of U.S. cities that are full of European charm.

My wife and I just returned from a short visit between Christmas and New Year’s Day. It had been on our bucket list for quite some time. We’ve been all over Florida from Jacksonville to Key West but never made time to visit St. Augustine.

I’m glad we did.

Along with its “old world” charm, St. Augustine is well known for its brick-lined streets, Spanish colonial architecture, legendary Fountain of Youth and warmth of its people. All were in ample supply during our visit.

From the moment you arrive, you’ll likely want nothing more than to walk around and take in the breathtaking Spanish architecture. Try to resist that! As cheesy as this may sound, we wholeheartedly recommend taking the on-and-off-again sightseeing trolley as soon as you can. It can’t be beat for getting the lay of the land and figuring out where you want to spend time.

In St. Augustine, the trolley costs about $40 per person, lasted for about an hour and half (if you don’t get off) and made about 20 stops all around the historic area. The trolley runs all day and you are free to get on and off at will.

History

If history is your thing, this is the place to be. The numerous American “firsts” are lovingly preserved and welcoming to locals and tourists alike.

Over 60 historic sites dot the downtown landscape including the oldest schoolhouse in America, oldest store, oldest jail and oldest public street, Aviles Street, which was also home to the first military hospital. Today, the Spanish Military Hospital Museum sits at the end of the street. The first Holy Mass in America was held in St. Augustine at the Mission Nombre de Dios—also the first Catholic mission.

You won’t want to miss a tour of Castillo de San Marcos, the large historic fort sitting on the bayfront that at one time protected St. Augustine from marauding invaders. It still stands like a sentinel dominating the skyline of St. Augustine. There’s even a moat (now dry) and a working drawbridge.

Castillo de San Marcos fort stands sentinel over St. Augustine

Not much is made of the reaction from and treatment of Native Americans when the Spanish arrived, and that is too bad. I would love to have learned more about that. There are some indications that many of the natives converted to Catholicism because of the way they were buried.

On the bright side, the Spanish rulers of St. Augustine did not allow slavery unlike their British counterparts to the north. Slaves from the British colonies ran away to St. Augustine every chance they got. There, they were free and welcomed into society. The nation’s oldest free Black community was established at Fort Mose in St. Augustine. The proud story is told at the Lincolnville Museum and Cultural Center.

Fountain of Youth

No visit to St. Augustine is complete without visiting the legendary Fountain of Youth. I’m happy to report this is not the tourist trap you may think it is. The grounds of the Fountain of Youth mark the location of the Native American Timucua village of Seloy and the first settlement of St. Augustine. Extensive archeological work in the 20th century proved this.

The Fountain grounds are now a national park with several acres of exhibits and demonstrations to enjoy. The best features, however, are the impeccably recreated village structures that shed light on Native American life at the time of Spanish settlement.

The Spanish Watchtower, mission church, Ponce de Leon Landing Memorial and canon firing demonstrations are all highlights of the park. The Fountain itself is underwhelming but a good spot for photos. We drank from the Fountain, but I can attest it did not work.

Grounds of the Fountain of Youth

Nights of Lights

If you visit St. Augustine any time between mid-November and late January, you’ll enjoy Nights of Lights. At this annual event, three million twinkling lights adorn every corner of the downtown historic area. A 30- to 40-minute walk will allow you to take in all the splendor. Nights of Lights was named one of the ten best holiday lighting displays in the world by National Geographic Traveler. I highly recommend it.

St George Street Pedestrian Mall

Begin at the Old City Gate and stroll along narrow but charming St. George Street for several blocks to find unique gifts and antiques at boutiques and vintage shops along the way. Numerous cafes and restaurants beckon you inside with their pungent, sweet, salty and savory scents. We recommend Harry’s or Meehan’s to quell your munchies.

At the end of the street, you’ll be treated with the Plaza de la Constitucion, the striking town square established in 1573. Now, it pays homage to the Spanish constitution of 1812 with a monument that is believed to be the only one to a constitution remaining in the world.

Henry Flagler

If you spend any time at all in St. Augustine, you’ll hear the name Henry Flagler over and over again. Flagler was a wealthy New York oil baron who saw the possibilities of St. Augustine before anyone else. In the late 1800s, he helped build a railroad from New York to Florida, ushering in its thriving tourism industry. His name adorns the city’s college, several beautiful hotels and the Lightner Museum, which holds an extensive array of Gilded Age artifacts.

Beaches

St. Augustine lies inland across the impressive Bridge of Lions from Anastasia Island and the Atlantic Ocean. Ocean beaches like sandy St. Augustine Beach and tranquil Crescent Beach await you. Farther south, Anastasia State Park is a protected wildlife sanctuary and includes the gorgeous St. Augustine Lighthouse and Maritime Museum. Both are worthy of a few hours of your time.  
Accommodations

St. Augustine sports a wide range of accommodations for every taste and budget. From hotels with suites to condos for large families, bed and breakfasts, camp grounds and budget motels, you will have no trouble finding exactly what you need. My wife and I opted for a budget motel within walking distance of the beach so we could watch the sun rise over Florida’s Historic Coast and then shuttle over to St. Augustine. It doesn’t get much better than that.

St. Augustine Lighthouse and Maritime Museum

Working to ensure everyone has a decent place to live

By Gary Bennett and Hugh Gordon

This article appears in the January 2024 issues of the Emmitsburg News-Journal and Woodsboro-Walkersville News-Journal, page 21.

Among the many boards, commissions and councils serving Frederick city and county, there is one that advises on the charged issue of affordable housing.

Charged? Well, yes. It is hard to find another issue that elicits such visceral comments both for and against. Most folks support the availability of housing for those economically shut out of the market until it affects them directly. Everyone is for more affordable housing until they think it might affect their own property value or when construction is planned nearby. It is understandable.

That is the tightrope on which the Affordable Housing Council (AHC) is perched.

The AHC serves as Frederick County’s main forum to discuss affordable housing issues, is the main advocate for affordable, safe, and decent housing, supports affordable housing providers and their programs, and advises county and city governments on promising new and existing affordable housing laws and regulations. The council is comprised of appointed volunteers who care about affordable housing issues and have no personal stake in encouraging more affordable housing.

Position Statement of AHC

The Affordable Housing Council believes that:

  • All Frederick County residents deserve to live in safe, decent, and affordable housing that does not require more than one-third of their total monthly income to own or rent. 
  • County, state, and municipal governments should look for every opportunity to incentivize affordable housing options in land use, zoning, and development laws and regulations. 
  • All stakeholders – government entities, developers, builders, real estate firms, civic and business groups, and consumers of affordable housing – need to recognize that a lack of affordable housing is a real problem for all of us and should work together to find real solutions.
  • The lack of enough infrastructure to support increased housing is a real problem and should not be downplayed. Instead of punishing middle- and lower-class Americans, however, we must hold government accountable to proactively fund appropriate infrastructure, especially schools.

What is affordable housing?

The definition of affordable housing is not always accurately understood, especially in terms of today’s charged political discussion. To those with moderate to low incomes, affordable housing is usually defined as housing that requires one-third or less of their disposable income to afford. This includes rentals and owned homes. For these folks, there is not enough affordable housing to go around in Frederick County and in most parts of the U.S. In the affordable housing world, we are typically focused on the ALICE households, those who are Asset Limited, Income Constrained, and Employed. Basically, they are working citizens living paycheck to paycheck.

Policy Priorities of AHC

The Affordable Housing Council has been quite successful in developing housing priorities and encouraging elected officials to give them fair consideration. Indeed, both the city’s Board of Aldermen and the Frederick County Council, depend on the AHC to be non-staff housing experts. We are constantly looking for creative ideas to help increase our affordable housing stock.

Earlier this year, we recommended and were pleased when the Board of Aldermen approved the updated Moderately Priced Development Units (MPDU) ordinance. The ordinance encourages increased development of affordable housing in the city by requiring developers to pay $2 per square foot for every unit in the development if they opt out of building the required number of MPDUs. The fee had been flat but is now pegged to the size of the units in the development. The city is then charged with using the proceeds from the ordinance to fund affordable housing programs. The change in the city’s ordinance brings it into synch with the county’s MPDU ordinance.

Other AHC policy priorities we will advocate for in 2024 include:

  • Updating the 2016 Frederick County Affordable Housing Needs Assessment report to better reflect current housing and economic realities and to develop a strategic plan to address the findings. Such an assessment and plan would guide county and city programs and resources to better serve residents in need of affordable housing.
  • Increasing the portion of the county’s recordation tax revenue that is earmarked for the housing initiative fund (HIF) in one-time increments and consider permanent changes to the formula that funds the initiative. The HIF is used to provide resources that make home ownership accessible to county residents.
  • Supporting the implementation of the City of Frederick’s rental registration and inspection program. The program provides for protection of renters’ rights and landlord and tenant education on renters’ rights and best practices.
  • Advocating for the inclusion of several key policies in the City of Frederick’s form-based code initiative: implementing an affordable housing overlay, waiving development fees for projects that meet certain income requirements, allowing for more density and building height in designated areas and right-sizing parking requirements for new projects.
  • Streamlining Frederick County’s and the City of Frederick’s permitting processes to accelerate affordable housing projects. A particular need is to increase staff capacity and use a customer service-based approach to incentivize and encourage affordable housing projects. 
  • Encouraging the implementation of area plans as part of the Livable Frederick Master Plan to include priorities such as implementing an affordable housing overlay, allowing more density in designated areas, aligning available public transportation with affordable housing developments, and encouraging municipalities in the county to allow construction of accessory dwelling units (ADUs).
  • Waiving or deferring impact fees in Frederick County and the City of Frederick charged to buyers that meet income requirements for affordable housing purchases from a developer. Further, City of Frederick should formalize the waiving of property taxes and impact fees for developers while they are building or renovating homes for sale or rent to residents meeting income requirements for affordable housing.

Hugh Gordon serves as the current chair of the Affordable Housing Council. He commented, “The need for affecting implementation and the potential for assisting seniors, school teachers, policemen, firefighters, restaurant workers, and the most vulnerable residents of Frederick County is critically important.”

According to Malcolm Furgol, vice-chair of the AHC and policy committee chair, “These policy priorities build on past recommendations by the Affordable Housing Council and progress made by Frederick County and the City of Frederick towards realizing a positive environment for safe, stable and affordable housing for all residents.”

Invitation to Participate

The issues are difficult but the stakes are high for all of us. The Frederick County Affordable Housing Council invites you to participate.

AHC meets the second Tuesday of each month at 2:30 pm at a location designated by the Council. Confirm meeting dates and location by checking https://www.frederickcountymd.gov/6371/Affordable-Housing-Council or by calling the Frederick County Department of Housing and Community Development at 301-600-6091.   

Meetings are open to the public and public participation is highly encouraged. Agendas can be obtained at the website noted above. Public comment is welcome at all meetings.

If you are a Frederick County resident, a registered voter and wish to become a member of the AHC, send a letter of interest and resume to  fcgboards@FrederickCountyMD.gov. Call 301-600-1102 for more information. The County Executive makes all appointments subject to confirmation by the County Council.

The AHC may be comprised of as many as 13 voting members. We currently have seven members and two very good prospects. We are working hard to ensure affordable housing consumers such as teachers, police officers, and seniors are represented on the Council as well as members of industry, nonprofit organizations, and the public in general.

Gary Bennett is a retired association executive with no stake in the housing market except for being a concerned citizen. Hugh Gordon is the association executive for the Frederick Association of Realtors and has decades of experience as a mortgage banker. They are long-time Frederick residents and members of Frederick’s Affordable Housing Council.

Classic rock favorites to celebrate the dark season

By Gary Bennett

Gordon Lightfoot, 2017

This article appears in the January 18 edition of the Frederick News-Post’s “72 Hours” entertainment insert.

Winter is upon us once again, and unlike my friends to the south, I love it — the chill of the air and the heat of the fireplace.  

I suspect many of you feel the same.

To me, real winter begins right after the holidays. I don’t even consider December to be part of winter.

On Jan. 2, family get-togethers, all the anticipation, celebrations and sparkle of the holiday season are gone. We are left with two full months (or more) of persevering and seeing what we are made of.

And, it’s absolutely invaluable.

There’s something about winter that toughens us and opens our eyes to myriad possibilities. We buckle down. We work hard. We don’t worry about vacations. Days are short. Time is of the essence. When we accomplish something, particularly outdoors, we feel good about ourselves. We feel like we can’t be deterred.

But there can be a melancholy about winter. There’s an overabundance of darkness. The other three seasons seem long ago and far away. Unfortunately, Seasonal Affective Disorder (SAD) can rear its ugly head with some folks, causing mental and physical ailments.

Still, if you can, try to embrace the season. Embrace the cold. Embrace the melancholy. Spring will come in fits and starts and everything will be renewed again.

Here are my top 17 classic rock songs about winter (or set in the winter) to help get you through, nee, celebrate, the season.

  1. “SONG FOR A WINTER’S NIGHT”
    Gordon Lightfoot, 1967

Warm, caring loner holed up in his cabin, longing for an absent love.
“The lamp is burnin’ low upon my table top, the snow is softly falling, the air is still in the silence of my room, I hear your voice softly calling.”

Sweet, poignant song about losing a love but taking it well.
“It was only a winter’s tale, just another winter’s tale, and why should the world take notice, of one more love that’s failed?”

Longing for the warmth of LA during a cold winter in New York City.
“All the leaves are brown, and the sky is gray, I’ve been for a walk, on a winter’s day.”

Not the same tune as the Moody Blues song above, but Freddie Mercury singing gorgeously of life and beauty as both wind down.
“It’s winter-fall, red skies are gleaming, sea-gulls are flyin’ over, swans are floatin’ by, smoking chimney-tops.”

Quintessential pop tune contemplating the passing of the seasons with a focus on winter.
“But look around, leaves are brown now, and the sky is a hazy shade of winter.”

Song explores longing, isolation and heartbreak—the cold realities of life.
“Cold is the color of crystal, the snow light, that falls from the heavenly skies, catch me and let me dive under, for I want to swim in the pools of your eyes.”

Johnny Mercer lyrics contemplating the pain of growing old and of reliving lost love.
“I should be over it now, I know, it doesn’t matter much how old I grow, I hate to see October go.”

Waiting and yearning for your love for a very long time.
“I waited for you, winterlong, you seem to be where I belong, it’s all illusion anyway.”

Describes a person’s crisis of faith.
“Rhymes they sprang in me, summer sang in me, but summer sings in me no more.”

  1. “WINTER SONG”
      Chris Rea, 2000

A heartwarming song trying to explain the rapture of true love when it’s cold outside.
“If I put my arms around you, turn you in from the storm, from your autumn through winter, darling I’ll keep you warm.”

  1. “ASPENGLOW”
       John Denver, 1970

The wonder of glowing, snowy mountaintops at dawn and dusk.
“As the winter days unfold, hearts grow warmer with the cold, peace of mind is all you know, winter’s gold, Aspenglow.”

  1. “SNOWBOUND”
      Genesis, 1978

Lovely ballad about (somehow!) a peaceful death out in the cold.
“Lay your body down upon the midnight snow, feel the cold of winter in your hair, here in a world of your own, in a casing that’s grown.”

  1. “MY DECEMBER”
      Linkin Park, 2000

Sad story about being away and missing home.
“This is my December, these are my snow-covered dreams, this is me pretending, this is all I need.”

      14.         “WINTERTIME LOVE”
                     The Doors, 1968
A plea for love and warmth in the cold season.
“Wintertime winds blow cold to season, fallin’ in love, I’m hopin’ to be, wind is so cold, is that the reason? Keeping you warm, your hands touching me.”

  1.          “SNOWBIRD”
              Anne Murray, 1970

Peppy song about yearning for youth in the twilight of life.
“Beneath this snowy mantle, cold and clean, the unborn grass lies waiting, for its coat to turn to green, the snowbird sings the song he always sings.”

  1.          “WINTER”
             The Rolling Stones, 1973

Song bemoans the realities of the season and hopes for spring love.
“And it sure been a cold, cold winter, and the wind ain’t been blowin’ from the south, it’s sure been a cold, cold winter, And a lotta love is all burned out.”

  1.           “WINTER SONG”
              Bruce Springsteen, 1973

Slow, moody “acquired-taste” song that drips with sexual innuendo cloaked in seasonal comparisons.
“Summer’s sweet and she brings me water, but give me winter, that old icy whore, summer lies meek and follows orders, winter cries “Me!” and pulls you through the door.”

The Moody Blues, 1980

How housing (or lack thereof) affects our economy

By Gary Bennett and Hugh Gordon

Sharpe Square affordable housing units in Frederick

This article appears in the January 12, 2024 issue of the Frederick News-Post.

As the largest monthly expense for just about all of us, it is no surprise that housing plays an outsized role in our regional and national economy.

First, there is the robust construction industry and all it employs.

We see the workers every day as we make our way around Frederick. It is no surprise that housing construction and allied trades are a large economic engine for most localities, including Frederick County.

Nearly 10% of employees in Frederick County work in the construction and allied trades industry. It is one of the largest industries in our diverse local economy. Any disruption in the construction industry, or any of our top industries, would be harmful to Frederick’s overall economy.

Second, there is the menace of inflation.

The wide gap we see now in the supply of and demand for housing that has driven up housing prices to historic levels had its origins in the recession of 2007.

Later, supply chain woes caused by the COVID-19 epidemic in 2020 drove up the cost of housing even more. The lack of balance in the housing market and the higher prices that come with it have been a major driver of inflation.

Even as food and fuel prices begin to moderate, housing prices remain stubbornly high. Mortgage interest rates that rose exponentially over the past year have only cooled demand slightly.

Rents remain artificially high, too, as folks get priced out of the home-buying market and increase competition for rentals. It seems clear, and most experts agree, that the best way to make a meaningful and long-lasting dent in inflation in the U.S. is to create more moderately priced housing.

Thirdly, our current lack of affordable housing may have a profound economic impact on the future if it’s not proactively addressed.

Research has shown that increasing access to affordable housing is the most cost-effective way to reduce childhood poverty and increase economic mobility in America. If we can somehow condition ourselves to take the long view on increased affordable housing instead of focusing on the short-term problems that can be solved with government action and political will, society will be better off.

In a large multi-year study, Stanford economist Raj Chetty found that children living in stable, affordable homes are more likely to thrive in school and have greater opportunities to learn inside and outside the classroom. Children who moved to lower-poverty neighborhoods saw their earnings as adults increase by approximately 31% and had an increased likelihood of living in better neighborhoods as adults.

Indeed, the lack of safe, affordable housing is costing U.S. cities in many ways we don’t always see. It forces families to live far from work, increasing their carbon footprint. It lowers tax bases that fund the amenities we take for granted. And, perhaps most painfully, we lose potential workers and customers that keep our local businesses thriving.

You don’t have to look any farther than our Maryland neighbor to the west, Cumberland in Allegany County, for a discouraging example.

Cumberland has long embraced a very slow-growth housing policy. With little excess housing stock, Cumberland cannot grow.

Young people who may want to stay cannot find entry-level housing. Older folks who wish to sell their large family homes in hopes of downsizing to a smaller, more manageable home cannot find buyers or more modest homes to move to.

Businesses that come to town cannot find appropriate housing for their employees. It is a self-fulfilling cycle that Cumberland has found itself in for years.

Prosperity for the Frederick region depends on decisive action now to make sure our housing stock meets the needs of the future.

We are pleased to see both Frederick City and Frederick County taking steps to make building moderately priced dwelling units more appealing to developers, and if they don’t build them, a revenue base so government can fund affordable housing programs.

For Fredrick businesses to grow and stay vibrant, they need more customers and reliable workers who have housing. To succeed, Frederick County must remain a diverse place where all people have decent, safe, affordable places to live in thriving communities.

Editor’s note: Gary Bennett is a retired marketing executive. Hugh Gordon is the association executive for the Frederick County Association of Realtors and has decades of experience in the real estate world, including 24 years as a mortgage banker. They are longtime Frederick County residents and members of Frederick’s Affordable Housing Council.

You should be dancing: Boost your mood and health at these dance classes in Frederick

By Gary Bennett

This article appears in the January 2024 issue of Frederick News-Post’s “Prime Time” magazine. Page 4

You should be dancing—yeah! The Bee Gees sang those words back in the disco-crazed late 1970s, and boy, were they right! I can confirm what you probably already know: Dancing is a terrific aerobic and mental workout and a lot of fun, too.

Not to get too technical, but a large body of research touts numerous health benefits to dancing:

  •  Boosts cardiovascular health
  •  Builds core strength
  •  Promotes flexibility
  •  Helps with weight loss
  •  Assists with bone health
  •  Helps to prevent memory loss
  •  Promotes good mental health
  •  Minimizes stress
  •  Enhances a feeling of social connection

Of course, health benefits will vary according to the type of dancing you do. Slow dancing is still great for those non-physical benefits but won’t do much for the more physical items.

Not a dancer? Here’s the good news: it’s never too late to start. And no one will care what you look like doing it.

Sure, you can just get out there and shake around a bit like we all did in high school. That can be a lot of fun and a good workout, too. But for the more adventurous among us, why not wow the crowd and learn a few coordinated moves with a partner?

As you might expect, Frederick is well-served by dance studios and other organizations to help you get dancing. Sign up for a class and in no time, you’ll be impressing others in public—or yourself in the privacy of your home. 

If my wife and I can do it for our 40th wedding anniversary, you can do it, too.

Depending on your level of experience, you will likely need anywhere from three to nine lessons to feel confident learning the rhythm, timing of the music, the dance steps, how to lead or follow and more complex moves like spins, dips, and potentially a lift (if you’re feeling daring!)  My wife and I polished off a pretty simple routine combining swing and hustle steps in six easy lessons, plus we practiced some at home, too, but not too much.

The easiest dances to learn are the waltz, foxtrot, swing, rhumba, and cha cha. Most reputable dance instructors will be able to discern what you want to accomplish and your ability level quickly. Start with a song you want to dance to and go from there. We chose to learn a dance that worked for the song “(I’ve Had) The Time of My Life” from the movie Dirty Dancing and had no regrets.

There is wisdom in that adage “dance like no one is watching.” Of course, it helps if you have confidence and a few moves to show off.

The following organizations do not comprise an exhaustive list, but they all offer adult dance classes, and I considered them all in my quest to impress. Keep in mind that many Frederick-area dance studios specialize in children’s dance or a specific type of dance such as belly, ballet, pole, or aerial. Those studios are not listed here.

City Rec Department

Go with the City for a more casual dance experience and to drop in as needed. Salsa, swing, line, jazz and tap classes will be taught at the Talley Rec Center on Bentz Street over six weeks beginning in January. Classes are held in the evenings Sunday through Wednesday. Prices range from $35 to $75 per session. 

YMCA

The Y offers classes in ballet, tap, ballroom and hip-hop. Go with ballroom dancing to get you onto the floor quickly. No prior experience is needed. Classes typically run one hour and are offered on various days in the afternoon and evening. Monthly memberships for adults start at about $50 per month.

24/7 Dance Studio

This studio on Prospect Boulevard offers adult classes in hip-hop, tap, contemporary, ballet and jazz. Contemporary is the one you’ll want for dancing to pop or rock music. Classes are held on various days and range from half hour to 75-minutes. Most classes are based on a 32-week season and start at roughly $70 per session.

Dance Unlimited

This studio on South Jefferson Street offers adult classes in tap, ballet, jazz and hip-hop. Classes typically run a half hour to one hour and held in the evenings. Monthly payments range from $65 to $90. Total class time ranges from as little as two hours to nine hours or more. You can stop when you’ve met your goals.

Elite Feet

This studio on East Fourth Street offers adult classes in hip-hop and tap over six-week sessions. The adult classes are designed to provide a fun, safe space for adults to learn dance while also getting exercise.  Prices range from $60 per month for half-hour classes to $80 per month for 90-minute classes. A full class schedule spans 32 weeks.

Ballroom Dance of Frederick

This studio on Grove Road specializes ballroom dancing’s two styles: American and International. American style is both social and competitive. International style is more focused on competition but can also be enjoyed socially. They offer a structured dance experience that moves through levels from basic to very advanced. They also have their own dance club. Contact them for specific pricing at 301-662-1602 or ballroomdanceinfrederick@verizon.net.

​Fred Astaire Dance Studios

​This studio on Pegasus Court near the Westview Promenade shopping area is the one my wife and I patronized and the one I recommend. They are the most complete and customized studio. They tailor their offerings to your needs and goals. They offer adults-only classes and one-on-one instruction in wedding and ballroom dances, including foxtrot, waltz, tango, salsa, merengue, hustle swing, cha cha, rhumba, samba and jive. They offer competitive dance events and their own dance parties.

Take advantage of the introductory offer of $50 per couple for two lessons. Afterwards, one-hour sessions run you about $100 per session, but you can stop at any time.

Where to dance?

Once you’ve got your moves down, you’ll need a place to show them off. Technically, any venue that plays live or recorded music and has a dance floor is a good place to dance. Of course, it helps if others are dancing, too.

Here is a short list of bars, night clubs, social clubs, dance clubs and events in Frederick where you can shake your groove thing. Go to their websites for more information:

  • AARCH Society Unity Ball, annually in October
  • Alive at Five, summer on Carroll Creek, Frederick
  • Anchor Bar, near FSK Mall, Frederick
  • Bushwaller’s, North Market Street, Frederick
  • Café 611, North Market Street, Frederick
  • Cellar Door, East Church Street, Frederick
  • Community Living Gala, annually in September
  • Delaplaine Annual Gala, annually in September or October
  • Firestone’s, North Market Street, Frederick
  • Frederick Ballroom Dance Club, West Frederick Street, Walkersville
  • Frederick Eagles Club, West Patrick Street, Frederick
  • Frederick Elks Club, Willowdale Road, Frederick
  • Hurwitz Breast Cancer Fund Pink Ribbon Gala, annually in October
  • Mental Health Association Gala, annually in April
  • Mission of Mercy Gala, annually in September
  • Monkey La La, (part of Avery’s Maryland Grille) Baltimore Road, Frederick
  • New Thurmont Dance Club, (part of American Legion) Thurmont
  • Old Towne Tavern, North Market Street, Frederick
  • Orioles Nest, West Patrick Street, Frederick
  • Owls Club, South Jefferson Street, Frederick
  • Platoon 22 Red Tie Gala, annually in September
  • Sass Choice Awards Gala at Tenth Ward Distillery, annually in September

Top Classic Dance Songs

These 25 songs are guaranteed to get you out of your chair and onto the dance floor.  Ask your DJ to give them a spin.  Not all at once, though!

1999 – Prince

All Night Long – Lionel Ritchie

Billie Jean – Michael Jackson

Brick House – Commodores

Celebration – Kool & The Gang

Dance to the Music – Sly & The Family Stone

Dancing Machine – Jackson 5

Dancing Queen – ABBA

Don’t Stop ‘Till You Get Enough – Michael Jackson

Flashdance – Irene Cara

I’m So Excited – Pointer Sisters

I Want to Dance with Somebody – Whitney Houston

Night Fever – Bee Gees

Play That Funky Music – Wild Cherry

Respect – Aretha Franklin

Rock the Boat – Hues Corporation

September – Earth, Wind & Fire

Shake Your Groove Thing – Peaches & Herb

Stayin’ Alive – Bee Gees

Thank You (Falettin Me Be Mice Elf Again) – Sly & The Family Stone

The Hustle – Van McCoy

The Twist – Chubby Checker

We Are Family – Sister Sledge

YMCA – Village People

You Should Be Dancing – Bee Gees

Going downee ocean, hon: Ocean City in the winter

By Gary Bennett

The gloriously empty Ocean City beach in winter.

This article appears in the December 14, 2023 issue of Frederick News-Post’s “72 Hours” entertainment insert.

Ask a Marylander where they’re going this summer, and chances are you’ll hear the typical “Merlin” response, “downee ocean, hon!” (Translation: Down to the ocean, my friend.)

Of course, when you go to the ocean in Maryland, you’re going to just one place: Maryland’s iconic beach resort, Ocean City.

But let’s face it, Ocean City in the summer is not for everyone. It can be loud and obnoxious. I know it can be an acquired taste for many, including myself. But, as with, say, a stern mother-in-law, if you can give yourself a chance to know and love her, you’ll be repaid many times over.

There’s good news for people like us: We can fall in love with Ocean City all over again in the winter. It’s really the perfect antidote to the winter blues. So, if you haven’t tried Ocean City with a chill in the air, you’re in for a treat. A calm, quiet treat.

CITY SIZE

In the off-season, Ocean City returns to being a small village of about 7,000 residents, down from about 320,000 in the summer. This is about the size of Walkersville! With so few people and so much land and infrastructure, you’ll have plenty of room to spread out and relax.

OPEN FOR BUSINESS

Be advised: Ocean City is open in the winter. Not everything, of course, but everything that matters.

You’ll still have the iconic boardwalk paralleling the Atlantic Ocean from First to 27th Street. You’ll still have about 10 miles of sandy beaches to explore. You’ll still have beautiful sunrises over the ocean and sunsets over the bay.

When you bundle up for a brisk walk on the smooth, wooden-planked boardwalk in the winter, you’ll have plenty of room to watch the crashing waves without crashing into fellow tourists. Believe it or not, fires are also allowed on the beach, with a permit.

Most of the familiar boardwalk haunts will be open at least for limited hours in the winter. I’ve frequented all these in the winter myself: Thrasher’s French Fries, Wockenfuss Candy, Fisher’s Popcorn, The Dough Roller, M.R. Ducks and Purple Moose Saloon, to name a few.

HOTELS

Not all hotels are open in the winter, but you should have no trouble finding perfectly acceptable oceanfront properties to unwind and gaze upon the waves. Most will have indoor pools, too. The name-brand hotels are your best bet in the winter. Also, be sure to search out local favorites Carousel and Princess Royale. They and others will feature specials for Valentine’s Day and the long President’s Day weekend.

RESTAURANTS

Many of the smaller restaurants on the boardwalk are closed in the winter, but don’t despair. Food options are plentiful year-round for locals and brave tourists. I recommend Harborside Bar and Grill, which reopens Dec. 15, for burgers and comfort food, in West Ocean City. Fager’s Island is a fine upscale restaurant worth visiting in North Ocean City. Other local favorites are Marlin Moon, Palm, Coral Reef, Captain’s Table and The Restaurant at Lighthouse Sound.

DOGS AND BIKES

If you have dogs and want to bring them along, the offseason (Oct. 1 to April 30) is for you. Dogs are allowed on the beach anytime. You’ll have ample room to throw that frisbee or play ball. For a little green space, head up to 94th Street for the Dog Playground. It comes complete with a doggie pool, a small dog area and covered seating with plenty of benches. You’ll need to register your dogs in person at Northside Park on 125th Street or online at oceancitymd.gov/rec. Passes are $10 for one day and $20 for three days.

On those relatively warm winter days that are become increasingly normal, head out by boat to the sandbar just north of Hooper’s Crab House where you’ll likely see plenty of dogs frolicking in the shallow water.

Bring your bike, too. Bikes are also allowed on the boardwalk at any time in the winter. The same goes for rollerblades, scooters and other self-propelled and small engine apparatuses. Rentals will be hard to find, so bring your own. Up and down the boardwalk from start to finish is a perfect 5-mile circuit.

Dogs frolic in the cold, shallow Ocean City surf.
FISHING

The typical fishing season in Ocean City is May through October, so you may not be able to charter an excursion during the off-season, but you can do some ocean, bay, surf or pier fishing on your own any time of year. A valid fishing license for the Atlantic Ocean and coastal bays is required.

Ocean City bills itself as the “white marlin capital of the world,” but several other species are plentiful and in season at any time of year, including American eel, black drum, black sea bass, bluefish, croaker, grouper, mahi-mahi, red drum, Spanish mackerel, spotted seatrout, flounder, wahoo, and weakfish.

INDOOR MINI GOLF AND ICE SKATING

Old Pro Golf has an under-cover course at 68th Street called, appropriately, Undersea Adventure. There’s no better way to while away a couple hours putt-putting your way in total warmth through whales’ mouths and windmills and up and down long hills and curves.

The beautiful oceanfront Carousel Hotel at 118th Street has an indoor ice-skating rink open to the public. Between October and May, you can reserve the rink for two-hour time slots for $125 — perfect for a getaway birthday party.

WINTERFEST OF LIGHTS

If you go between Nov. 17 and Dec. 31, you can enjoy Winterfest of Lights, a mammoth display of holiday lights you can stroll or ride through on a handy tram in 58-acre Northside Park. The animated light displays include a 50-foot tree, flying reindeer and hot chocolate and photos with Santa. This is a much larger display than anything available in Frederick. It’s on par, scale-wise, with the large Christmas lights display in Olney but at a fraction of the cost. The price per person to go through the Olney display: $39. Ocean City’s Winterfest: $6.

ASSATEAGUE ISLAND

You can head a little south of Ocean City for a beautiful escape to Assateague Island. The island itself is 37 miles long and spans Maryland and Virginia. You’ll want to stop at Assateague Island State Park, which has two miles of pristine beach. The nearby marshes are the homes for hundreds of species of wildlife you can spot in the off season, including the famous wild horses. The 100 or so horses roam free and make for great photos. But keep your distance. They are wild animals, after all. The Assateague Island National Seashore Visitor Center offers interesting exhibits including marine aquariums, touch tanks and a film about the wild horses.

View from our winter time, ocean front, reasonably-priced hotel.
PUBLIC PARKS

Ocean City is home to several public parks and recreational areas. Some of my favorites include Inlet Park, which is at the southernmost tip of the boardwalk and features great views of the Atlantic and Ocean City’s official time capsule. Northside Park at 125th Street offers 58 acres of hiking trails, a playground, fishing lagoon, picnic areas and an indoor gymnasium. Sunset Park has a bayside promenade with fantastic views of the bay and Assateague. The Downtown Recreation Complex has basketball courts, a skate park, two tennis courts, a playground and an area for bay fishing.

OUTLET MALL IN WEST OCEAN CITY

You can easily spend an entire day at the Outlet Mall in “West O,” as the locals call it. Over 30 outlet shops feature discounts on apparel, footwear, jewelry, handbags, kid’s clothing and eats.

FOX GOLD COAST THEATER

You can kick back and relax in heated recliners and catch the latest movie you can’t seem to find the time to enjoy in Frederick. The theater is on Coastal Highway at 113th Street behind the Goad Coast Mall.

BAR SCENE

If hitting the bars is more your style, Ocean City naps a bit in the winter but certainly doesn’t hibernate. Local favorites like Brass Balls Saloon, Seacrets, Fager’s Island and Pier 23 are open and inviting places to sample local beers and cocktails.

And speaking of local cocktails, don’t forget to sample Ocean City’s own original Orange Crush at just about any bar in town. I heartily recommend you go to the source of this concoction at Harborside Bar and Grill in West Ocean City, where you can also have the best burger in town. Be forewarned, it is the quintessential biker and dive bar.

OCEAN CITY PERFORMING ARTS CENTER

For a more genteel evening, head over to the Ocean City Performing Arts Center. Located inside the Roland E. Powell Convention Center at 4001 Coastal Highway, the center provides local, regional and national musical acts, plays and a variety of off-Broadway shows.

The venue is similar to our Weinberg Center, with a 1,200-seat auditorium, two tiers of fixed seating and a concession area. During the off-season, they specialize in orchestral shows, stand-up comedians and tribute shows.

OCEAN CITY LIFE-SAVING MUSEUM

Near the end of the boardwalk at the inlet is the Ocean City Life-Saving Museum. There, you’ll find exhibits of the great storms that have battered Ocean City over the years, sea life, shipwreck finds, mermaids and how life-saving is performed in Ocean City.

BERLIN

The historic town of Berlin is only 8 miles west of Ocean City and well worth a visit. Like Frederick, it has been designated an arts and entertainment district. Its downtown has over 60 retail shops, restaurants, art galleries and music venues. You can explore Berlin’s rich history at Taylor House Museum.

SALISBURY

Salisbury is an easy 30-minute car ride to the west. You won’t want to miss The Country House, “the largest country store in the East,” as it is billed. It’s located at 805 E. Main St. and is quite impressive, with 16,000 square feet of gifts, antiques, home décor, linens, florals, baskets, jewelry, food items and seasonal items.

Gary Bennett is a longtime Frederick resident who spends his time hiking, biking, volunteering and providing childcare for grandchildren. He is married and retired from his career as a nonprofit marketing executive.

The goal-oriented author enjoying a crisp day on the boardwalk.

How did we get in this affordable housing mess (Part 2)

By Gary Bennett and Hugh Gordon

This article appears as an opinion column in the Saturday, December 9 issue of the Frederick News-Post

In our column of Oct. 21, we discussed the overarching supply-and-demand cause for the nationwide affordable housing shortage and the role that single-family-only zoning plays in exacerbating this shortage.

In this column, we look at other limiting factors for building affordable housing and some possible solutions.

***

Single-family-only zoning is one way local zoning boards limit how much housing can be built.

Many places also employ height restrictions. Some areas are zoned for multifamily buildings, but don’t allow any building over two stories high. This drives down supply.

Parking requirements are often written into zoning laws, too.

Many laws require two parking spaces for each unit of multifamily housing. A 100-unit apartment complex would need 200 parking spots. This usually means buildings of that size don’t get built.

Builders must lower the number of units to save space for parking, even in areas with effective transit systems. Those units become more expensive because the land is still the same cost to the developer. What could have been reasonably affordable units become units for those with higher incomes.

Another feature of many zoning laws is minimum lot sizes. Builders are legally required to allot land for each home, often a large amount.

These “exclusionary” zoning laws push builders to focus on bigger luxury homes instead of smaller starter homes or multifamily homes.

Zoning boards are essentially only allowing people who already benefitted from the wealth of this country — who built their incomes with access to high-opportunity jobs and education and generational wealth — to live in neighborhoods.

Historically, some of the first zoning laws in our country were engineered to block people of color, particularly Black Americans, from living in predominantly white neighborhoods. This was known as redlining.

Today, laws don’t explicitly mention race, but they continue to worsen segregation. In most municipalities, the more single-family zoning for a neighborhood, the whiter it is.

Shrinking the pot of new housing getting built, while demand keeps rising, drives up the cost of housing for everyone.

The old code phrase “changing the neighborhood character” gets thrown around.

People are confused when they hear that affordable housing is coming to their neighborhood. They say they don’t want giant apartment buildings.

And they’re right — not every neighborhood should have giant apartment buildings. But affordable housing is much more than that.

Even small gradual changes to zoning laws can have an impact.

For example, allowing smaller homes on smaller lots, or simply allowing duplexes, would double available housing in some areas. In recent years, cities like Minneapolis took the huge step of ending single-family zoning.

Increased automation of the construction process can help, too.

There’s some innovation now with modular construction and 3D printing, but productivity growth is slow. States can help by mandating that manufactured housing is permitted housing in any zoning code.

The federal government isn’t blameless, either. Many incentives have been written into the tax code to encourage home ownership over other asset classes as our country’s primary wealth-building mechanism.

Most American homeowners expect the sale of their home to finance a large part of their retirement. This means property values must be maintained at all cost.

The Biden administration is attempting to help at the federal level by tackling exclusionary zoning through a $5 billion program to give money to localities that remove exclusionary zoning policies. This is more than any presidential administration has done on this topic.

Help may be on the way from Congress, too. A bipartisan bill called the Build More Housing Near Transit Act has been reintroduced to encourage construction of new homes, including low- and middle-income homes, in transit-served, walkable communities.

The act would incentivize local governments to promote building new homes in and around transit corridors. The bill adds pro-housing policies to existing law, so local governments will be incentivized to make the following changes near transit corridors:

• Eliminate parking minimums

• Establish by-right permitting for projects that meet objective standards

• Reduce minimum lot sizes

• Create and preserve homes affordable to low-income households

• Raise or eliminate height limits

Ending America’s housing shortage will require real political willpower. And it will take people across the country taking a hard look at their own neighborhoods and understanding what gets built and who gets excluded, and how to make home ownership achievable for millions who are shut out.

Editor’s note: Gary Bennett is a retired marketing executive. Hugh Gordon is the association executive for the Frederick County Association of Realtors and has decades of experience in the real estate world, including 24 years as a mortgage banker. They are longtime Frederick County residents and members of Frederick’s Affordable Housing Council.